Are you looking for a genuine and 'real world' business opportunity for 2012 with excellent earnings potential from a modest, fully refundable initial investment ?
Would you like to be fully trained & supported to develop valuable professional business skills in a high demand business sector ?
Do you have drive, determination and the confidence to deal with Owners / Managers in the SME Business environment ?
Do you have funding available to cover training and business set up / launch costs ?
If the answer to the above is a definite 'yes' then we invite you to consider starting your own Commercial Finance Practice in Partnership with White Rose Finance Group, established in 2004 we are one of the UK's most respected and successful Commercial Finance specialists.
The key benefits of this unique Partner Program and Business Opportunity are as follows :

A Strong Market Demand:
In the post credit crunch 'New Financial World' in which we all now live and work, the services of a Professional Finance Consultant have never been more important. Literally millions of SME businesses in the UK are seeking alternative financial options to satisfy their funding requirements. At White Rose Finance we work with over 200 innovative and entrepreneurial finance providers and we provide viable and workable solutions for our clients in may cases when the major high street banks have refused to lend support.
Our Partnership programmes offer you the opportunity to enter this rewarding profession for a low , risk free and fully refundable investment with the full business and marketing support of one of the UK's most established and respected consultancies.
An Opportunity Open To All Motivated Individuals:
At White Rose Finance we offer Business Partnership Programmes designed to suit your individual needs, current circumstances and future business aspirations. Our programmes do not require previous Financial Services experience as we will provide comprehensive training and ongoing support.
The only pre-requisites are that Partners should be entirely confident in dealing with SME Business Owners and Managers who are our prime target market. You should have a genuine wish to enter the world of Business & Commercial Finance and of course a strong desire and committment to succeed.
We Provide Comprehensive Training and Ongoing Business Support:
If you are serious about developing your career in Commercial and Business Finance, acquiring valuable new Professional Skills with Significant Earnings Potential then we can offer you the following benefits with our Business Partnership Programmes:

** Set Up Fees are fully refunded to all Partners on an incremental basis
* AFC Partnership Option Only
We offer two Partnership Packages, the AFC and PA programmes. Details on both are given below and we have the ability to customise a package to suit your own specific requirements - please let us know.
The AFC Partnership Program offers you a full Associate Partnership of our firm as per our existing Head Office based Partners. This opportunity offers a comprehensive range of business benefits and once you are fully trained and on board you will operate as a fully integrated 'card carrying' team member. As such you will benefit from the full Administrative, IT and Marketing / Business Development Support infrastructures that we have established and in place within the practice.

** For details of Partner Fee Refund Policy please see FAQ's below.
The AFC Programme is designed for committed and motivated individuals who are serious about forging a new career opportunity and wish to fully align with one of the UK's most established and succesful Commercial Finance Consultancies. We envisage that AFC Business Partners would devote a proportion of their working week to developing new Business Opportunities.
It will be a general requirement for the AFC Partner to directly handle client relationships on a day to day basis with the full back office support of our Consultancy Team who will develop the funding proposals and manage the case through to succesful completion and draw down of funds / commission pay out.
The modest one off and fully refunded initial investment fee offers you a fast track entry in to the Business Finance environment with a first class Business Training and Support Package included. As an AFC Partner you will be required to commit to a minimum 12 month Partnership Agreement which is renewable annually thereafter at no further cost. The AFC Partnership is not a franchise, there are no restrictions on where you conduct business and there are no ongoing fees or business licenses to purchase.
The Professional Associate ( PA) Partnership / Commercial Finance Program is designed for individuals who intend to work either full or part time to develop and integrate a Commercial Finance capability alongside an existing Business, Occupation or Professional Practice.
The PA Partnership program is ideal for Accountants, IFA's, Residential Mortgage and Insurance Brokers, Business Advisors and Planning Consultants etc. In fact any business professional with an existing client base can generate significant additional fee income via our Professional Associate Business Partnership.

** For details of Partner Fee Refund Policy please see FAQ's below.
The PA Program facilitates business referrals from Partners who wish to be trained in Commercial Finance and establish their own branded consultancy in Partnership with White Rose Group. Once a business lead is generated the PA Partner may simply wish to refer across to us a client name and outline case details for our team to manage or, alternatively, they may wish to fully self - manage the client relationship on a day to day basis (or any variation in between). The essence of the PA Partnership is that you will learn to identify, develop and qualify valuable new Commercial and Business Finance opportunties and work closely with our Professional Consultant team to deliver solutions to these clients in an agreed manner.
The PA Partnership is not a Franchise and there are no restrictions on where you may conduct business. In referring Business directly to White Rose Group as an authorised Partner you will be covered by our OFT licenses , data protection etc. but you may wish to consider your own separate PI Insurance.

What types of finance cases will I be handling ?
Key to the success of our firm is that we provide our clients with a very broad range of Business Financial Services. These range from Commercial Property Funding, Trading Business Mortgages, Property Development Loans, Asset Finance / Leasing, Factoring, Retailer / Merchant Services, Business Insurance and Debt Management / Corporate Restructure. Our comprehensive Training and Support Programme will give you a detailed understanding of these products, how deals are structured and the fundamental underwriting principles. For more information please see the products and services pages of our web site : www.whiterosefinance.com/
What does the Partner Training Course consist of ?
Our Business Partner Training is an intensive 3 day residential programme designed to give our Business Partners a thorough understanding of all the Financial Services and Products offered. The courses are held at high quality 4* hotel and conference venues in convenient locations in both North and South of the UK. In addition to Product and and Service information a significant amount of time is devoted to Business Development, Marketing and effective Lead Generation techniques. All delegates will leave the Business Partner Training with a comprehensive 90 day Business Plan in place and be 'business enabled' to commence activities immediately. For more information about the training and scheduled dates please see our detailed Business Partner Training Syllabus.
What Marketing and Business Support is Provided ?
We have a dedicated Partner Business Development Manager ( BDM) who provides you with support on a daily basis and will give guidance on all new opportunities and key qualification requirements. Your BDM is also resonsible for co-ordination of all Business Development and Marketing activities to ensure you develop leads in your region. This includes mail - shots, data base management , e-newsletters, e-mail shots , press releases and ad-hoc marketing activities.
What Back Office support is Provided ?
We provide all Business Partners with comprehensive and professional back office support infrastructure to ensure you are able to develop business as quickly and effectively as possible. All Partners are provided with e-mail facilities , dedicated Business Development Help Line Support during normal office office hours , IT support as necessary, admin to organise business cards, collaterals, mailshots etc. and a range of marketing and lead development services.
What will a typical contract earn me in fees and commission ?
For each financial product we handle we have a target fee and commission income level. This varies dependant on the type and size of the facility, the complexity of the case and how much consultancy time will be required to succesfully underwrite and manage the case to completion. Our emphasis is on the mid size to larger Commercial projects where we expect our Partners to be earning ( from their 50% share of the Net Fee Income ) in the range £3k to £8K per case in commission / fee income. For a flavour of some recent typical cases and the commission earnings please refer to our Partnership Programe Case Studies
When will I see a return on my investment in the training and set up fee?
In general terms we would expect your full investment to be returned in full on the first two to three standard commercial deals succesfully closed. A single major commercial contract could of course repay your investment many times over and as such the larger deals are the main focus of our business in terms of new opportunity development. All Partner fees are fully and contractually returned to you on an incremental basis as you develop new business. Fee refund payments are of course in addition to the standard commissions and fee income paid on each successful case.
How is the Initial Partner Fee Refunded to me ?
The initial Partner fee on both the AFC and PA Partner Propgrammes is fully and contractually refunded to you against the successful introduction and closure of new business. The incremental refund increases the larger the total net fee income from any individual 'qualifying' introduced and succesfully closed business contract. Details of the incremental refunds are as follows :
AFC Partner Programme ( Initial Set Up Fee = £6,495.00 )
PA Partner Programme ( Initial Set Up Fee = £4,495.00 )
Any contract which does not meet the qualifying threshold of £1500 in Total Net Fee Income will be 'banked' and added to any subsequent non-qualifying contract until the minimum qualifying threshold of £1500 has been met. At which point a basic incremental refund of 1/30 of the Partner Fee will be refunded. This applies to both the AFC and PA Partner Programmes.
In summary, our Business Partnership Programmes offer any committed and motivated individual the opportunity to train and develop a sustainable and long term career with the financial rewards that this brings. You will experience an intensive, stimulating and wholly enjoyable training and induction programme alongside a limited number of like minded professionals and will leave us fully trained, equipped and motivated to embark on a succesful career generating new business opportunties from day one.
I'm pleased you find this genuine business opportunity to be of interest and I appreciate there may be further questions to raise at this stage ( please see the detailed FAQ web page) which provides more detail.
To move this forward, the next stage would be to arrange an informal discussion in order that we fully understand your own personal business objectives and establish if our Partnership programme can meet these. To arrange a convenient time please contact me directly on the numbers below, send an e-mail or submit an on-line enquiry with your contact details and I will be in touch.
I look forward to hearing from you and hopefully working together in the near future to develop a succesful Business Relationship in Partnership with our company.

Geoff Wilson
Managing Partner - White Rose Finance Group
Tel: Office : 0845 838 8971 / Mobile: 07730 065 192
Email : partners@whiterosefinance.com
Telephone White Rose Finance on 0845 838 8971.
White Rose Finance Group are Full Members of the National Association of Commercial Finance Brokers and fully conform to the high ethical standards set down by this leading industry body.
An inclusive (optional) element of our Associate Programme is full sponsorship towards the prestigious IFS Certificate in Commercial Mortgage Planning (CeCM) including course fees and materials.