Mortgage 'Gap' Finance - a Unique Service for Home Movers and Property 'Down Sizers'

Mortgage 'gap' funding is an exclusive form of low cost, short term property bridging finance that allows a buyer to complete on their residential purchase even if their own house has not yet been sold or the sale has unexpectedly fallen through.

Funds are made available at up to 70% of the value of your existing property with interest rates starting at circa 7% per annum. The Mortgage GAP bridging loan is designed to allow the purchase of your new property to complete by supplementing any personal cash or mortgage offer you have for the new property and simultaneously paying off your current mortgage if you have one. The property being purchased can be in the UK or overseas, the property being sold and offered as security for the loan must be in the UK or Northern Ireland.

Security for the loan is taken by way of a first charge on your existing property, ( or multiple properties ). The Mortgage GAP facility is fully flexible and can be set up to be 'open ended' if a buyer has yet to be found for your property or 'closed' if you have a buyer.

If you do not yet have a mortgage offer for your new home we can offer a range of very competitive products at market leading rates via our 'in house' mortgage broker. A simple 'one off' arrangement fee covers all valuation, administration and legal fees associated with setting up the GAP loan, there is no minimum or maximum loan term and no exit fees or early payment penalties. This is truly flexible and affordable bridging finance which can ensure you do not lose your desired property either here in the UK or overseas.

To find out more please complete the brief application form below and we will normally be able to give you a decision in principle the same working day.

You are under no obligation whatsoever in submitting this form and all information provided is treated in absolute confidence.

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Call now on 0845 838 1954
Out of normal business hours call 07730 065 192

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Telephone White Rose Finance on 0845 838 1954.