The following information informs you of the terms and conditions pertaining to the services provided by White Rose Finance Group, how we charge for such services and over the general usage of this web site. It also sets out our copyright protection and rights of redress should these general and specific rights be abused in any way. We reserve the right to use software that identifies usage, and abuses of intellectual property belonging to White Rose Finance Group Ltd. and its affiliates.
TERMS OF BUSINESS
How we conduct business
White Rose Finance Group Ltd. ( ‘ the Company’ ) provides a range of financial services to business and personal clients ( ‘th Client’ ). The company provides an unbiased and impartial service and will recommend financial products from a number of lending organisations with whom the company has a professional broker agreement. In all cases the recommendation will be based on the best and most appropriate solution for the client. The company derives revenues from commissions paid by the lending organisations and, if deemed appropriate, from fees charged to the client for arranging, packaging and managing finance applications through to successful completion.
One initial free consultation is provided to all clients. At the discretion of the company and with agreement from the client this may be conducted either via a telephone conference or a face to face meeting at the clients premises.
Following the initial consultation the company will advise the client on the most appropriate and cost effective actions to achieve the clients stated financial objectives. The recommendations will be delivered to the client normally within three working days from the initial consultation in the form of a summary Business Overview Report. The report will contain details of the proposed services to be provided to the client and will also include any fees that the company will charge for organising and arranging the financial service on the client’s behalf. Any fees charged by the company will only be applied on successful conclusion of the financial service transaction. The definition of ‘successful conclusion’ meaning the completion of a loan, equipment lease, commercial mortgage, cashflow solution or other financial service whereby the client receives payment or supply of asset under a lease agreement, or supply of service under a factoring or invoice discout agreement.
The client has the opportunity to review the report and to instruct the company to proceed or otherwise. Should the client wish to proceed he will be asked to sign and return an ‘Instruction to Proceed’ which is a formal and binding agreement under these terms of business. Upon receipt the company will initiate all necessary action to provision the financial service(s) agreed.
If, following the issuance of an instruction to proceed, the client decides to cancels the instruction at any time before completion he will be liable to the company for all quoted fees as outlined above.
WEB SITE LEGAL TERMS
Please review the following terms and conditions concerning your use of the Web Site. By accessing, using or downloading any materials from the Web Site, you agree to follow and be bound by these terms and conditions (the "Terms"). If you do not agree with these Terms, please do not use this Web Site.
General use provisions
All materials provided on this Web Site, including but not limited to information, documents, products, logos, graphics, sounds, images, software, and services ("Materials"), are provided either by White Rose Finance Group or by their respective third party manufacturers, authors, developers and vendors ("Third Party Providers") and are the copyrighted work of White Rose Finance Group and/or its Third Party Providers. Except as stated herein, none of the Materials may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including but not limited to electronic, mechanical, photocopying, recording, or other means, without the prior express written permission of or White Rose Finance Group the Third Party Provider. Also, you may not "mirror" any Materials contained on this Web Site on any other server without prior express written permission. Except where expressly provided otherwise by White Rose Finance Group nothing on this Web Site shall be construed to confer any license under any of White Rose Finance Group or any Third Party Provider's intellectual property rights, whether by implication, or otherwise.You acknowledge sole responsibility for obtaining any such licenses. See the "Legal Contact Information" below if you have any questions about obtaining such licenses.
Materials provided by Third Party Providers have not necessarily been independently reviewed, tested, certified, or authenticated in whole or in part. White Rose Finance Group does not promote, recommend, provide, sell, license, or lease any of the Materials other than those specifically identified as being provided by White Rose Finance Group . White Rose Finance Group hereby grants you permission to display, copy, distribute and download White Rose Finance Group materials on this Web Site provided that: (1) both the copyright notice identified below and this permission notice appear in the Materials; (2) the use of such Materials is solely for informational use and will not be copied or posted on any networked computer, broadcast in any media, or used for unofficial disemmination; and (3) the Materials are not modified in any way.
This permission terminates automatically without notice if you breach any of these terms or conditions. Upon termination, you will immediately destroy any downloaded or printed Materials. Any unauthorized use of any Materials contained on this Web Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
Links to third party sites
This Web site contains links to web sites controlled by parties other than White Rose Finance Group who are not responsible for and do not endorse or accept any responsibility for the contents or use of these third party web sites. It is your responsibility to take precautions to ensure that whatever you select for your use is free of viruses or other items of a destructive nature.
Software Use
Software that may be made available to download from this Web Site ("Software") is the copyrighted work of White Rose Finance Group and/or Third Party Providers. Use of the Software is governed by the terms of the end user license agreement that accompanies or is included with the Software ("License Agreement"). An end user agrees to the License Agreement terms by installing, copying, or using the Software. The Software is made available for downloading solely for use by end users according to the License Agreement. Without limiting the foregoing, the copying or reproduction of the Software to any other server or location for further reproduction or redistribution is expressly prohibited. Any reproduction or redistribution of the Software not in accordance with the License Agreement is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT. EXCEPT AS MAY BE EXPRESSLY WARRANTED IN THE LICENSE AGREEMENT, White Rose Finance Group HEREBY DISCLAIMS ALL EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, GUARANTIES, AND CONDITIONS WITH REGARD TO THE SOFTWARE, INCLUDING BUT NOT LIMITED TO ANY IMPLIED REPRESENTATIONS, WARRANTIES, GUARANTIES, AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, EXCEPT TO THE EXTENT THAT SUCH DISCLAIMERS ARE HELD TO BE LEGALLY INVALID.
Submissions
Except where expressly provided otherwise by White Rose Finance Group , all comments, feedback, information or materials submitted to White Rose Finance Group through or in association with this Web Site ("Submissions") shall be considered confidential.v
You acknowledge that you are responsible for the Submissions that you provide, and that you, not , have White Rose Finance Group full responsibility for the Submissions, including their legality, reliability, appropriateness, originality and copyright.
Disclaimer
WHERE EXPRESSLY PROVIDED OTHERWISE BY White Rose Finance Group THE MATERIALS ON THE WEB SITE ARE PROVIDED "AS IS", AND White Rose Finance Group HEREBY DISCLAIMS ALL EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, GUARANTIES, AND CONDITIONS, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, EXCEPT TO THE EXTENT THAT SUCH DISCLAIMERS ARE HELD TO BE LEGALLY INVALID. White Rose Finance Group MAKES NO REPRESENTATIONS, WARRANTIES, GUARANTIES, OR CONDITIONS AS TO THE QUALITY, SUITABILITY, TRUTH, ACCURACY, OR COMPLETENESS OF ANY OF THE MATERIALS CONTAINED ON THE WEB SITE. LIMITATION OF LIABILITY SHALL NOT BE LIABLE FOR ANY DAMAGES SUFFERED AS A RESULT OF USING, MODIFYING, CONTRIBUTING, COPYING, DISTRIBUTING, OR DOWNLOADING THE MATERIALS. IN NO EVENT SHALL White Rose Finance Group BE LIABLE FOR ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE (INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, REVENUE, INVESTMENT, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE), HOWEVER IT ARISES, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THIS WEB SITE, EVEN IF White Rose Finance Group HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.
YOU HAVE SOLE RESPONSIBILITY FOR THE ADEQUATE PROTECTION AND BACKUP OF DATA AND/OR EQUIPMENT USED IN CONNECTION WITH THE WEB SITE AND YOU WILL NOT MAKE A CLAIM AGAINST White Rose Finance Group FOR LOST DATA, RE-RUN TIME, INACCURATE OUTPUT, WORK DELAYS, OR LOST PROFITS RESULTING FROM THE USE OF THE MATERIALS. YOU AGREE TO HOLD White Rose Finance Group HARMLESS FROM, AND YOU COVENANT NOT TO SUE White Rose Finance Group FOR, ANY CLAIMS BASED ON OR RELATED TO THE USE OF THE WEB SITE.
White Rose Finance Group controls this Web Site from its headquarters in the United Kingdom and makes no representation that these Materials are appropriate or available for use in other locations. The service is hosted in the UK at a location other than the company headquarters and as such you should be aware that any data that you submit travels to a secure server in another location. If you use this Web Site from other locations, you are responsible for compliance with applicable local laws including but not limited to the export and import regulations of other countries.
General
This Web Site may include inaccuracies or typographical errors. White Rose Finance Group and the Third Party Providers may make improvements and/or changes in the products, services, programs, and prices described in this Web Site at any time without notice. White Rose Finance Group may periodically make changes to the Web Site. Any action related to these Terms will be governed by the law prevailing in England and Wales and any superior EU legislature.
These Terms represent the entire understanding relating to the use of the Web Site and prevail over any prior or contemporaneous, conflicting or additional, communications.
White Rose Finance Group has the right to revise these Terms at any time without notice by updating this posting. Any rights not expressly granted herein are reserved by White Rose Finance Group
INTELLECTUAL PROPERTY AND TRADEMARK NOTICES
Elements of the Web Site are protected by trade mark protection and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from the Web Site may be copied or re-transmitted unless expressly permitted by White Rose Finance Group.
The White Rose Finance Group logo is a registered trademark and copyright protected. It must not be copied or reproduced in any way.
LEGAL CONTACT
Information you have any questions about these Terms, or if you would like to request permission to use any Materials, please contact White Rose Finance Group either by e-mail to enquiries@whiterosefinance.com or by mail to the company address, sending any communication by registered post.